Legal statesAll 50 states for non-sports markets; sports in 18 states
18+. Eligible states only. Terms apply. Trading is risky. Gambling problem? Call 1-800-GAMBLER.
FanDuel’s prediction app pairs its famously clean software with CME-listed contracts – and a rotating welcome bonus that never needs a code. Here’s how FanDuel Predicts works and where it’s available.
FanDuel Predicts is FanDuel’s entry into prediction markets – a standalone, mobile-only app built as a joint venture with CME Group, where you trade Yes/No event contracts on sports, finance, commodities and culture. It launched in December 2025 and stands out for two reasons: FanDuel’s polished software, and a run of genuine welcome bonuses in a category where many rivals offer none. This FanDuel Predicts review covers the official offers, the fees, where sports are actually available, and how it works. Official terms only – no affiliate codes.
FanDuel Predicts is a clean, beginner-friendly app with a real Predicts Bonus for new users and strong responsible-gambling tools. It’s available for non-sports markets nationwide, but sports trading is limited to 18 non-betting states, it’s mobile-only (no desktop), and the market depth trails dedicated exchanges. No horse racing.
★ Overview
What is FanDuel Predicts? Event Trading From America’s Biggest Sportsbook
FanDuel Predicts is the app of FanDuel Prediction Markets LLC, a registered futures commission merchant (FCM) and NFA member, built as a joint venture between FanDuel Group and CME Group (one of the world’s largest derivatives exchanges). Contracts are listed on CME Group’s regulated exchanges and overseen by the CFTC. You trade Yes/No contracts priced in cents from $0.01 to $0.99 – the price is the implied chance, winners settle at $1, losers at $0, and you can sell early where available. It’s a separate app from FanDuel Sportsbook, Casino and Racing, though you can sign in with your existing FanDuel login.
★ Bonus & fees
FanDuel Predicts bonus & fees: the official terms
FanDuel runs genuine, official welcome bonuses – and there’s never a code. (Any “FanDuel Predicts promo code” you see elsewhere is an affiliate link; the offer applies automatically.)
FanDuel Predicts welcome offer
FanDuel rotates its new-user offer every few weeks, and every version so far has been paid as Predicts Bonus – credit you trade with, not cash. Recent official offers in eligible states:
Offer
How it worked
Bonus expiry
Up to $100 in Predicts Bonus
$20 after your first deposit and real-money trade, then $20 on each of up to four more days you trade
Unused bonus removed one day after it’s credited
100% deposit match up to $50
Opt in, then make a deposit; no trading requirement
7 days
$25 Predicts Bonus
Sign up, complete suitability questions and verify your identity
7 days
Fees & banking
Detail
What to know
Trading cost
2¢ per $1 of potential payout, charged at checkout and again if you cash out early – a $100 potential payout carries a $2 fee.
Funding
Debit card and online banking (bank transfer), through the familiar FanDuel cashier.
Withdrawals
Winning payouts post immediately as pending and become withdrawable after 1–2 business days.
Onboarding
Brokerage-style: ID, SSN, address, plus short suitability questions (employment, income, net worth).
The Predicts Bonus is non-withdrawable and expires quickly – you use it to trade, and only winnings are withdrawable. It posts within 72 hours of qualifying, and only once your account is fully verified.
★ Promo code
FanDuel Predicts Promo Code: October 2026
FanDuel Predicts has no promo code – its offers apply automatically once you qualify. The table sums up the official terms.
FanDuel Predicts Promo Code
October 2026
Promo code
No code required (auto-applied)
Welcome offer
Rotating Predicts Bonus – check the app
Typical requirement
First-time deposit + first real-money trade
Bonus terms
Non-withdrawable; short expiry
Referral bonus
$20 Predicts Bonus per friend (up to 10 per 30 days)
Sports availability
18 non-betting states (see below)
Non-sports markets
All 50 states
Verified
October 2026
★ Refer a friend
FanDuel Predicts refer-a-friend bonus
FanDuel’s Predicts referral program runs until December 31, 2026. Each valid referral earns you a $20 Predicts Referral Bonus, up to 10 referrals (and $200) in any 30-day period. Your friend must sign up and verify through your link, deposit at least $5, and trade at least $5 of real money within 30 days, from one of the 18 eligible states. The bonus is removed if unused after 7 days, and you have to select “Referral Bonus” in the trade slip to spend it.
★ Costs
FanDuel Predicts fees: how the 2% works
FanDuel prices its fee off the payout, not the stake. Buy 50 contracts at 40¢ ($20 cost) and your potential payout is $50, so the fee is $1. Sell early and a second fee applies to the cash-out. That makes FanDuel cheaper than a percentage-of-stake model on long shots but relatively dearer on heavy favorites, where you stake a lot to win a little.
Example position
Cost
Potential payout
Fee
50 contracts at 40¢
$20.00
$50.00
$1.00
20 contracts at 75¢
$15.00
$20.00
$0.40
100 contracts at 10¢
$10.00
$100.00
$2.00
★ Getting started
How to sign up for FanDuel Predicts
Download the FanDuel Predicts app (iOS or Android) – it’s separate from the Sportsbook and Casino apps; there’s no desktop version.
Sign in with your FanDuel account or create a new one. You must be 18 or older.
Complete identity verification – name, date of birth, address, SSN and a short set of suitability questions.
Make your first deposit, then place your first real-money trade to trigger the current Predicts Bonus.
Use the bonus before it expires, hold or sell positions, and withdraw winnings from the Transfers screen.
★ Markets
Markets and events on FanDuel Predicts
FanDuel Predicts organizes markets into Live, Sports, Culture and Commodities. Sports cover the NBA, NFL, NHL, MLB, college and international soccer; finance and commodities include the S&P 500, Nasdaq, gold, oil and natural gas, Bitcoin and EUR/USD; culture covers award shows and more. Example: a “Team to win the division” Yes at $0.55 implies a ~55% chance and pays $1 if it lands. Pricing is in cents, and live markets update during games.
FanDuel Predicts has no horse racing markets – and no prediction market does. To bet the Kentucky Derby or any race, use a licensed ADW racebook. AmWager is our top pick, with a 100% first-deposit match up to $50 for new customers. (FanDuel also runs a separate licensed racing product in some states, but that’s not this app.)
★ Trading
How it works
Tap a market, read the cents price (the implied probability), choose Yes or No, enter your dollar amount and review the potential payout before confirming. Orders fill at the best available price, which can blend several price points; if the market moves sharply, the app sends you back to checkout to confirm. Live markets let you trade as a game unfolds, and you can sell early where available. If you’ve read odds before, the cents-pricing takes a minute to click; after that it’s just price, side, payout, result. Pay attention to settlement rules, especially on live markets.
★ Legality
Is FanDuel Predicts legal? Sports states list
FanDuel Predicts is federally regulated (CFTC, via CME) and available nationwide for non-sports markets. Sports are the catch:
Sports contracts are available only in 18 states where FanDuel Sportsbook doesn’t operate (most have no legal online sports betting; Delaware and Rhode Island have state-run sportsbooks only): AK, AL, CA, DE, FL, GA, HI, ID, MN, NE, NM, ND, OK, RI, SC, SD, TX and UT.
FanDuel has said it will remove sports markets from states that legalize mobile sports betting, where it runs its sportsbook instead, and it doesn’t offer sports contracts on tribal land.
Market type
Where it’s available
Sports
AK, AL, CA, DE, FL, GA, HI, ID, MN, NE, NM, ND, OK, RI, SC, SD, TX, UT
Finance, commodities, culture
All 50 states
Non-sports markets are open in all 50 states; sports availability is the part that shifts as states legalize betting or courts rule. Confirm in-app.
★ Big states
Is FanDuel Predicts legal in California, Texas and Florida?
Yes – all three are on FanDuel’s sports list, so residents there can trade NFL, NBA and college contracts that a sportsbook can’t legally offer them. If you live in a state with legal online betting, such as New York or New Jersey, you’ll only see the finance and culture markets – and our FanDuel promo code guide covers the sportsbook offer available to you instead.
★ Racing
Can you bet horse racing on FanDuel Predicts?
No. FanDuel Predicts offers no racing contracts – racing is carved out under the Interstate Horseracing Act. FanDuel runs a separate licensed FanDuel Racing product in some states, but on a prediction market there’s no Derby. To bet a race, use a racebook.
★ App review
FanDuel Predicts app and reviews
FanDuel Predicts is a standalone, mobile-only app (no desktop). On the US App Store it carries a strong 4.8★ from roughly 6,800 ratings (October 2026) and is rated 18+. What real user feedback tells us:
What users like: FanDuel’s polished, intuitive software; a simple Yes/No flow; strong responsible-gambling tools (FanDuel’s Consumer Protection tools are among the better in the category); and a familiar experience for existing FanDuel users.
What draws complaints: withdrawal holds and account checks (some users report payouts paused pending reviews), mobile-only access with no desktop, and bonuses that expire fast. As with any new app, expect rough edges.
★ Comparison
FanDuel Predicts vs DraftKings Predictions vs Fanatics Markets
FanDuel Predicts
DraftKings Predictions
Fanatics Markets
Welcome offer
Rotating Predicts Bonus
Trade $5, get $200 (over 21 days)
Up to $150 in FanCash
Promo code
Not required
Not required
Not required
Sports states
18
Around 18
22 + territories
Minimum age
18+
18+
21+
Exchange
CME Group
DKeX
Crypto.com | Derivatives North America
Fees
2¢ per $1 payout
A cent or two per contract
Up to 2¢ per contract
Desktop
No
Yes
Yes
DraftKings Predictions has the bigger headline offer and a website; Fanatics Markets reaches a few more states but asks you to be 21. For depth and trading tools, Kalshi still leads.
★ Pros & cons
FanDuel Predicts pros and cons
Pros
Real Predicts Bonus for new users (no code)
Clean, beginner-friendly FanDuel software
Strong responsible-gambling tools
Non-sports markets in all 50 states
Live trading and early sell-out
Cons
Sports only in 18 non-betting states
Mobile-only (no desktop)
Fee charged again when you cash out early
Bonuses expire within days
No horse racing markets
★ Verdict
Verdict: who FanDuel Predicts is best for
FanDuel Predicts is a strong, beginner-friendly pick – especially if you’re in California, Texas, Florida or another non-betting state and you want a clean app with a real bonus and good guardrails. It’s closely matched with DraftKings Predictions; FanDuel edges it on responsible-gambling tools and a transparent payout-based fee, while DraftKings has the higher headline offer. For depth and trading tools, a dedicated exchange like Kalshi still leads.
Referral credit for new users + 3.50% APY on $250+
No promo code needed
★ FAQ
FanDuel Predicts FAQs
Is FanDuel Predicts legal in my state?
Non-sports markets are available in all 50 states. Sports markets are limited to 18 states where FanDuel Sportsbook doesn’t operate (AK, AL, CA, DE, FL, GA, HI, ID, MN, NE, NM, ND, OK, RI, SC, SD, TX, UT), and FanDuel removes sports markets where its sportsbook launches. Check the app for your state.
Is FanDuel Predicts the same as the FanDuel Sportsbook?
No. Predicts is a separate, CFTC-regulated event-contract app (built with CME Group) where you trade Yes/No contracts; the sportsbook is fixed-odds betting against the house.
What is the FanDuel Predicts welcome offer?
FanDuel rotates it. Recent official versions have included a $25 Predicts Bonus, a 100% deposit match up to $50, and up to $100 paid at $20 a day across five trading days. All are paid as non-withdrawable Predicts Bonus with no code needed – check the app for the live offer.
Does FanDuel Predicts have a promo code?
No. Offers apply automatically once you qualify. Codes advertised elsewhere are affiliate links.
What is the FanDuel Predicts promo code for October 2026?
There isn’t one – the Predicts Bonus is applied automatically, no code required. Any “code” you see is an affiliate referral link.
Does FanDuel Predicts have a referral bonus?
Yes. You get a $20 Predicts Referral Bonus for each friend who signs up through your link, deposits $5 and trades $5 within 30 days – up to 10 referrals per 30-day period, through December 31, 2026.
What fees does FanDuel Predicts charge?
2¢ per $1 of potential payout, charged when you buy and again if you cash out early. A position with a $100 potential payout costs $2 in fees.
How long do FanDuel Predicts withdrawals take?
Winnings show as pending payouts right away and become withdrawable after 1–2 business days; the transfer to your bank then depends on the method you choose.
Can I use my existing FanDuel account?
Yes – you can sign in to FanDuel Predicts with your existing FanDuel login, though the separate app runs extra verification before trading unlocks. Note that some welcome offers exclude anyone who has opened a FanDuel account before.
What is the minimum age for FanDuel Predicts?
18. That’s lower than the 21+ requirement at FanDuel’s sportsbook in most states.
Can I bet the Kentucky Derby or horse racing on FanDuel Predicts?
No. This app has no racing contracts. FanDuel runs a separate licensed racing product in some states, or use a racebook like AmWager.
What can I trade on FanDuel Predicts?
Sports (NBA, NFL, NHL, MLB, college, soccer), plus finance and commodities (S&P 500, Nasdaq, gold, oil, natural gas, Bitcoin, EUR/USD) and culture markets.
Is there a FanDuel Predicts desktop version?
No. It’s mobile-only for now – everything runs through the iOS or Android app.
Is FanDuel Predicts safe?
Contracts are listed on CME Group and regulated by the CFTC through FanDuel Prediction Markets LLC, a registered FCM. It’s legitimate, but it’s a trading product and your capital is at risk.
How we checked this page (7 sources)
Offers, codes, fees and state lists are checked against the operators’ own pages and state or federal regulators. Last checked .
Play responsibly. 21+ for sportsbooks (18+ in a few states); 18+ for most prediction markets, 21+ on some platforms and in some states. Only play where it is legal. Gambling problem? Call or text 1-800-GAMBLER.
